Monroe County, IL Property Records
Property records in Monroe, Illinois document key information about real estate, including ownership history, deeds, mortgages, plats, liens, parcel details, assessed values, and property tax information. These records are useful for verifying legal ownership, researching property boundaries, reviewing sales or transfer history, estimating tax obligations, and supporting real estate transactions or due diligence.
Official Monroe property records are maintained by Monroe County offices, including the County Clerk & Recorder for recorded land documents and the Assessor or Treasurer for assessment and tax-related information. Users can begin their search through the county’s official resources, such as the Monroe County Clerk & Recorder’s page for official property records. For the most accurate and current information, rely on county-maintained records or contact the appropriate Monroe County office directly.
Monroe County, IL Property Records & Statistics
Monroe County has a median rent of $943, above the Illinois median of $762 and the national median of $840.25. Renter-occupied housing accounts for 19.05% of occupied homes, close to the state share of 18.61% and below the national share of 21.81%, so most households own.
The median home value is $246,600, more than double the state median of $116,950 and well above the national median of $173,750. The county's median property tax rate of 1.74% is slightly under the state rate of 1.8% but more than double the national rate of 0.74%, so owners of higher-priced homes also face a significant tax bill.
Incomes are well above average. The median household income of $93,066 compares with $65,699.50 across Illinois and $65,108 nationally. The unemployment rate is just 1.36%, much lower than the state rate of 2.92% and the national rate of 2.87%.
Overall, the figures describe a high-value, high-income county with above-average rents, substantial property taxes, an owner-heavy housing market, and very low unemployment.
Median Rent
Median Property Tax Rate
Median Home Value
Median Income
Unemployment Rate
Renter Occupied Housing
Property Records, Assessments, and Valuations in Monroe
Monroe County property records cover tax assessments, recorded deeds and mortgages, property valuations, and foreclosure filings. The county has 19,930 total parcels, including 14,899 residential and 646 commercial parcels, and tax records cover 93.38% of the population for the 2024 assessment year. Recorded documents include 35,945 deeds and 30,115 mortgages, and valuation data is available for 13,553 properties, with the latest update on August 19, 2025.
| Key Data | Details |
|---|---|
| Total Parcels | 19,930 |
| Residential Parcels | 14,899 |
| Commercial Parcels | 646 |
| Tax Record Coverage | 93.38% |
| Assessment Year | 2024 |
| Deed Records | 35,945 |
| Mortgage Records | 30,115 |
| Properties with Valuation Data | 13,553 |
| Latest Valuation Update | August 19, 2025 |
| Notice of Sale Records | 7,824 |
Assignment and Release Records
Assignment and release records show what happens to a mortgage after it is recorded. An assignment documents a transfer of a mortgage from one lender or loan holder to another, while a release shows the loan was paid off and the lien removed from the property.
Monroe County has 18,134 assignment and release records. They include 1,232 assignment documents recorded from May 30, 2017, through August 19, 2025, and 16,888 release documents recorded from May 23, 2017, through August 29, 2025, along with 14 other documents.
For property research, these records reveal who holds a mortgage, how a loan moved between lenders, and whether earlier mortgages were satisfied. Buyers, owners, and title researchers can use them to confirm that past liens were released before a sale or refinance, and the dates help narrow a search to a specific period in a property's history.
How to Search Monroe County, IL Property Records
Monroe County property records are maintained by the County Clerk & Recorder's Office in Waterloo, which records deeds, mortgages, and related real estate documents. The county's records cover 19,930 parcels, with deed filings going back to January 1, 1991 and mortgage filings to June 1, 2005, so you can research ownership, loans, transfers, and foreclosure filings.
The Monroe County Clerk & Recorder land records page explains how the office handles land records. For an online search of recorded documents, use the Monroe County official records search, the portal listed for the county's records. The office is at 100 South Main Street, Waterloo, IL, 62298, is open Monday through Friday, 8:00 AM to 4:30 PM, and can be reached at 618-939-8623.
Before searching, have the property address, the owner's name, or a parcel number ready. Enter the most complete detail you have, review the matching documents, and note the document type and recording date. If a record does not appear online, call the office and ask staff how to find it or request a copy.
Monroe Registrar of Deeds
The Monroe County Probate Office is located at 100 South Main Street, Waterloo, IL, 62298 and can be reached at 618-939-8623. Office hours are Monday-Friday 8:00 AM – 4:30 PM. Records can be accessed through officialrecordsonline.com or the official website mococlerk.com.
Monroe County Clerk & Recorder's Office
Monroe County Property Records FAQ
How can I search Monroe County property records by address?
Use the Monroe County official records search and enter the property address or owner name to find recorded documents. If the address does not return a match, try a shorter version or search by owner, or call the Clerk & Recorder's Office at 618-939-8623.
How can I find property owners in Monroe County?
Owners are named on recorded deeds. Search by name or address in the official records search and review the most recent deed. The Monroe County Clerk & Recorder in Waterloo can also help with requests during weekday hours.
How can I check a property's assessed value in Monroe County?
Monroe County's tax records cover the 2024 assessment year, and valuation data is available for 13,553 properties. To check the assessment on a specific parcel, call the Clerk & Recorder's Office at 618-939-8623 and ask which office keeps assessment records for your address. Have the address or parcel number ready.
Where can I find Monroe County property tax bills and payment records?
Tax bills and payment history are organized by parcel number. Call the Monroe County Clerk & Recorder's Office at 618-939-8623 or visit 100 South Main Street, Waterloo, Monday through Friday between 8:00 AM and 4:30 PM, and ask which office handles the bill and payment for your property.
How can I find deeds and other recorded documents in Monroe County?
Deeds, mortgages, and other recorded documents can be searched through the Monroe County official records search. The county holds 35,945 deed records and 30,115 mortgage records. The land records page has more information about the office.
Where can I access Monroe County parcel maps and GIS information?
The county has 19,930 parcels. For parcel maps or GIS layers, call the Clerk & Recorder's Office at 618-939-8623 and ask which department maintains them and how to view one. Parcel maps are a reference tool and are not a legal survey of a property's boundaries.
How can I check permits and zoning information in Monroe County?
Permit and zoning rules depend on whether a property is inside a city or in unincorporated Monroe County. Call the Clerk & Recorder's Office at 618-939-8623 to be directed to the right office. If the property is in Waterloo or another municipality, also check with that city's hall.
How can I create a list of property owners in Monroe County?
The online search is built for one property at a time, so a list means searching deeds across several parcels. Begin with the official records search. For a bulk request, call the Clerk & Recorder's Office at 618-939-8623 and ask what the office can provide.