Effingham County, IL Property Records
Property records in Effingham, Illinois provide important details about real estate within the city and surrounding Effingham County, including ownership information, parcel numbers, assessed values, property tax history, legal descriptions, land use, and sometimes maps or building characteristics. These records are useful for buyers, sellers, homeowners, attorneys, lenders, appraisers, and researchers who need to verify property ownership, review tax obligations, estimate market value, or understand a parcel’s history.
Official Effingham property records are maintained through Effingham County offices, including the Supervisor of Assessments, County Clerk and Recorder, and Treasurer, depending on the type of record needed. Users can access assessment and parcel information through the county’s official online resources or contact the appropriate county office for recorded deeds, tax details, and related documents. Start with the county’s official property records resources for reliable information and guidance.
Effingham County, IL Property Records & Statistics
Effingham County is an affordable, high-employment housing market. The median rent is $640, comfortably below the Illinois median of $762 and the national figure of $840.25. Only 15.37% of occupied homes are renter-occupied, lower than the state's 18.61% and the national 21.81%, so the housing stock is mostly owner-occupied.
The median home value is $153,100, above the state median of $116,950 but under the national median of $173,750. The median property tax rate of 1.5% is lower than the Illinois rate of 1.8% while still about twice the national rate of 0.74%, giving owners a lighter tax burden than most of the state.
Household income is a clear strength. The median household income of $71,797.50 tops both the state figure of $65,699.50 and the national figure of $65,108. The unemployment rate of 1.53% is far below the 2.92% statewide and the 2.87% nationally, which points to a strong local job market.
Taken together, the figures describe a county with low rents, moderate home values, below-state property taxes, above-average incomes, and very low unemployment.
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Median Property Tax Rate
Median Home Value
Median Income
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Property Records, Assessments, and Valuations in Effingham
Effingham County property records cover tax assessments, recorded deeds and mortgages, property valuations, and foreclosure filings. The county has 23,602 total parcels, including 20,433 residential and 1,379 commercial parcels, and tax records cover 93.55% of the population for the 2024 assessment year. Recorded documents include 31,507 deeds and 27,888 mortgages, and valuation data is available for 11,707 properties.
| Key Data | Details |
|---|---|
| Total Parcels | 23,602 |
| Residential Parcels | 20,433 |
| Commercial Parcels | 1,379 |
| Tax Record Coverage | 93.55% |
| Assessment Year | 2024 |
| Deed Records | 31,507 |
| Mortgage Records | 27,888 |
| Properties with Valuation Data | 11,707 |
| Latest Valuation Update | August 19, 2025 |
| Notice of Sale Records | 208 |
Assignment and Release Records
Assignment and release records follow a mortgage after it has been recorded. An assignment shows the mortgage moving from one lender or loan holder to another, while a release shows the loan was satisfied and the lien removed from the property.
Effingham County has 38,288 assignment and release records available. They include 4,559 assignment documents and 33,653 release documents, along with 76 other documents. Assignments were recorded from January 3, 2005, through August 26, 2025, and releases from May 19, 1924, through August 26, 2025. The Effingham County Clerk & Recorder is the office that holds them.
For property research, these records show who holds a mortgage, how a loan changed hands, and whether past loans were paid off. Buyers, owners, and title researchers use them to confirm clear ownership before a sale or refinance.
How to Search Effingham County, IL Property Records
Effingham County's recorded property documents are kept by the Effingham County Clerk & Recorder's Office. The records include deeds, mortgages, assignments, and releases tied to the county's 23,602 parcels, and they show names, recording dates, and document types for each filing.
The Effingham County Clerk & Recorder website is the official starting point for information about recording and searching documents. If the website does not lead you to the record you need, the office can answer questions by phone at 217-342-6535 or in person in Effingham, Monday through Friday, 8:00 AM to 4:00 PM.
Before contacting the office, gather the owner's name, the property address, or the parcel number. Tell staff which kind of document you want, such as a deed or mortgage, and give an approximate date range, which speeds up the lookup. Recorded deeds in the county date from January 2006, and mortgages from the same year.
Effingham Registrar of Deeds
The Effingham County Probate Office is located at 01 N 4th Street, Effingham, IL, 62401 and can be reached at 217-342-6535. Office hours are Monday-Friday 8:00 AM – 4:00 PM. Records can be accessed through the official website co.effingham.il.us.
Effingham County Clerk & Recorder's Office
Effingham County Property Records FAQ
How can I search Effingham County property records by address?
Contact the Effingham County Clerk & Recorder's Office at 217-342-6535. Recorded documents are generally found by name and document details, so give staff the property address along with any owner name you have, and they can help you locate the matching parcel or recorded instrument.
How can I find property owners in Effingham County?
Deeds show who bought and sold a property. Ask the Clerk & Recorder's Office, reachable through its county page or at 217-342-6535, for the recorded deed on a parcel. The county holds 31,507 deed records from January 3, 2006, so a date range helps staff find the right one.
How can I check a property's assessed value in Effingham County?
Effingham County's tax records reflect the 2024 assessment year and cover 23,602 parcels, with the latest assessor update on September 8, 2025. To find a specific parcel's assessed value, call the Clerk & Recorder's Office at 217-342-6535 and ask which office maintains assessments. The county page lists general contacts.
Where can I find Effingham County property tax bills and payment records?
Property tax bills and payments are handled apart from recorded documents. Call the Effingham County Clerk & Recorder at 217-342-6535 and ask for the office that issues and collects them. Have the parcel number or address ready. The Clerk & Recorder page is a helpful starting point.
How can I find deeds and other recorded documents in Effingham County?
The Clerk & Recorder's Office keeps deeds, mortgages, assignments, releases, and other recorded instruments. Request or look up records through the office website or by calling 217-342-6535. The county has 31,507 deed records and 27,888 mortgage records, recorded from January 3, 2006 through August 25, 2025.
Where can I access Effingham County parcel maps and GIS information?
Parcel maps are not part of the recorded document files. Call the Effingham County Clerk & Recorder at 217-342-6535 and ask which office provides current parcel maps for the county's 23,602 parcels. Plats and legal descriptions in recorded documents, available through the Clerk & Recorder, can also help identify boundaries.
How can I check permits and zoning information in Effingham County?
Permits and zoning are normally handled by the city, village, or county authority that covers the property. Call the Effingham County Clerk & Recorder at 217-342-6535 for a referral to the right contact, or start from the office website to find general county information.
How can I create a list of property owners in Effingham County?
The office is best suited to individual lookups, such as deeds for a given name or date range. For a larger list, contact the Effingham County Clerk & Recorder at 217-342-6535 and ask what bulk data or copies are available, including any fees or formats that apply.