Spencer County, KY Property Records
Spencer, Kentucky, property records describe the ownership, value, financing, and transfer history of real estate in the county. They include parcel and tax assessment information, recorded deeds and mortgages, valuation data, and foreclosure filings, and they are used by buyers, owners, lenders, and researchers to verify title and understand a property's background.
Recorded land documents are kept by the Spencer County Clerk in Taylorsville. The Clerk's property records page is the official place to start a search.
Spencer County, KY Property Records & Statistics
Spencer County has a median rent of $912, above the Kentucky median of $717.50 and the national median of $840.25. Renter-occupied housing is only 10.57% of homes, well below the state share of 22.74% and well under the national share of 21.81%, so the county is overwhelmingly made up of owner-occupied homes.
The median home value is $249,100, far higher than the state's $128,000 and the national $173,750. The median property tax rate of 0.7% is just under the state rate of 0.72% and the national rate of 0.74%, so owners pay close to the typical rate on homes that are worth considerably more than average.
Incomes are high. The median household income is $88,067, compared with $51,617.25 in Kentucky and $65,108 nationally. The unemployment rate of 2.69% is a little below the state rate of 2.94% and the national rate of 2.87%, showing a stable job market.
Overall, Spencer County is a high-income, owner-dominated market with expensive homes, above-average rents, and property tax rates that sit marginally below the state and national figures.
Median Rent
Median Property Tax Rate
Median Home Value
Median Income
Unemployment Rate
Renter Occupied Housing
Property Records, Assessments, and Valuations in Spencer
Spencer County property records cover tax assessments, recorded deeds and mortgages, valuation data, and foreclosure filings. The county has 9,636 total parcels, including 7,119 residential and 237 commercial parcels, and tax records cover 97.27% of the population for the 2024 assessment year. The Recorder holds 11,555 deed records and 11,178 mortgage records, with valuation data for 6,347 properties.
| Key Data | Details |
|---|---|
| Total Parcels | 9,636 |
| Residential Parcels | 7,119 |
| Commercial Parcels | 237 |
| Tax Record Coverage | 97.27% |
| Assessment Year | 2024 |
| Deed Records | 11,555 |
| Mortgage Records | 11,178 |
| Properties with Valuation Data | 6,347 |
| Latest Valuation Update | August 19, 2025 |
| Notice of Sale Records | 90 |
Assignment and Release Records
Assignment and release records document what happens to a mortgage after it is recorded. An assignment shows a loan transferring to a new holder, while a release shows the debt was paid and the lien removed from the property.
Spencer County has 18,575 assignment and release records. These include 1,586 assignment documents recorded from February 9, 2005, to August 28, 2025, and 16,979 release documents recorded from January 4, 2001, to August 28, 2025, along with 10 other documents.
Property researchers can use these records to verify that earlier mortgages were released, and to learn which lender holds a loan today. Reviewing them next to deed and mortgage records gives a complete view of a property's financing before a sale, refinance, or title check. The Clerk's records page and the official records search are the places to look.
How to Search Spencer County, KY Property Records
Spencer County's recorded property documents are maintained by the County Clerk in Taylorsville. For the county's 9,636 parcels, the Clerk records deeds, mortgages, assignments, releases, and related documents that show ownership and any liens.
Start with the Spencer County Clerk records page for an overview of available records and how to request them. The official records search allows you to look up recorded filings online, and the Clerk's forms page carries forms needed for recording or document requests.
Enter the owner's name in the search, then review the deeds and mortgages returned. Opening a result reveals the document type and recording details, and following earlier deeds lets you trace how the property passed between owners.
The office is at 2 West Main, Taylorsville, and is open Monday through Friday, 8:00 AM to 4:30 PM. Call 502-477-3215 for help locating a record.
Spencer Registrar of Deeds
Spencer County Clerk
Spencer County Property Records FAQ
How can I search Spencer County property records by address?
Use the Spencer County Clerk records page and the official records search. Records are often indexed by name, so knowing the owner helps. If an address search does not work, call the Clerk's office at 502-477-3215 for guidance.
How can I find property owners in Spencer County?
The most recent recorded deed shows the owner of record. Search deeds through the official records search, or visit the Spencer County Clerk at 2 West Main, Taylorsville. The county has 11,555 deed records, and staff can help you trace ownership.
How can I check a property's assessed value in Spencer County?
The county's tax records reflect the 2024 assessment year across 9,636 parcels. Kentucky assessments are set by the property valuation administrator, and the Kentucky Department of Revenue property tax page explains the process. For a specific parcel, call 502-477-3215 to be pointed to the right office.
Where can I find Spencer County property tax bills and payment records?
In Kentucky, property tax bills are generally issued and collected by the county Sheriff. To find a Spencer County bill or payment history, call the County Clerk at 502-477-3215 and ask which office to contact, and keep the owner's name or parcel details handy.
How can I find deeds and other recorded documents in Spencer County?
The County Clerk records deeds, mortgages, assignments, and releases. Search them through the official records search, review the Clerk's records page, or visit 2 West Main, Taylorsville, Monday through Friday from 8:00 AM to 4:30 PM.
Where can I access Spencer County parcel maps and GIS information?
The Clerk's pages do not host a parcel map viewer. In Kentucky, parcel maps are generally maintained by the county's property valuation office, so call the Spencer County Clerk at 502-477-3215 to ask where to find the current map. Parcel maps are references, not legal surveys.
How can I check permits and zoning information in Spencer County?
Permits and zoning are handled by local planning and building offices. For property within Taylorsville or another city, contact that city. For other parcels, call the Spencer County Clerk at 502-477-3215 and ask which office handles building permits or zoning for your property.
How can I create a list of property owners in Spencer County?
The online tools are designed for single-property lookups, so a downloadable list of owners is not available. Search recorded documents one parcel at a time, or call the Clerk at 502-477-3215 to ask whether a larger records request is possible.