Cumberland County, KY Property Records
Property records in Cumberland, Kentucky document ownership and land-related activity for real estate within the city and surrounding Harlan County. These records may include deeds, mortgages, liens, plats, property descriptions, transfer history, assessed values, and tax information. They are useful for confirming legal ownership, researching property boundaries, reviewing sales history, preparing for a real estate transaction, or verifying assessment and tax details.
Official Cumberland property records are maintained at the county level. Recorded documents such as deeds and mortgages are typically available through the Harlan County Clerk, while valuation and assessment information can be accessed through the Harlan County Property Valuation Administrator. Users can begin with the official property records search provided by the Harlan County PVA for assessment-related information, and contact the County Clerk for certified copies or recorded land documents.
Cumberland County, KY Property Records & Statistics
Cumberland County has some of the lowest rents in Kentucky and a strong job market. The median rent is $516, well below the state median of $717.50 and the national median of $840.25. Renter-occupied housing makes up 24.21% of occupied homes, a bit above the state share of 22.74% and the national share of 21.81%.
The median home value is $128,500, almost identical to the Kentucky median of $128,000 and well below the national median of $173,750. The median property tax rate of 0.64% is lower than the state rate of 0.72% and the national rate of 0.74%, so owners pay a bit less in tax than in most of the state.
Median household income is $40,315, lower than the state figure of $51,617.25 and the national figure of $65,108, which keeps affordability a consideration despite the low rents. The unemployment rate is 1.74%, far below the state rate of 2.94% and the national rate of 2.87%.
Overall, the data describes a county with cheap rents, home values in line with the state, lighter-than-average property taxes, lower incomes, and unusually low unemployment.
Median Rent
Median Property Tax Rate
Median Home Value
Median Income
Unemployment Rate
Renter Occupied Housing
Property Records, Assessments, and Valuations in Cumberland
Cumberland County property records cover tax assessments, recorded deeds and mortgages, and property valuations. The county has 6,219 total parcels, including 4,573 residential and 232 commercial parcels, and tax records cover 89.34% of the population for the 2024 assessment year. Recorded documents include 3,117 deeds and 1,533 mortgages, and valuation data is available for 2,366 properties.
| Key Data | Details |
|---|---|
| Total Parcels | 6,219 |
| Residential Parcels | 4,573 |
| Commercial Parcels | 232 |
| Tax Record Coverage | 89.34% |
| Assessment Year | 2024 |
| Last Assessor Update | February 14, 2025 |
| Deed Records | 3,117 |
| Mortgage Records | 1,533 |
| Properties with Valuation Data | 2,366 |
| Latest Valuation Update | August 19, 2025 |
How to Search Cumberland County, KY Property Records
Cumberland County property records are recorded by the Cumberland County Clerk in Burkesville. The county has 6,219 parcels, along with 3,117 deed records and 1,533 mortgage records, which can show ownership transfers, mortgage filings, and the dates they were recorded.
The Cumberland County Clerk website is the official starting point for the office's services and record information. Deed and mortgage information is kept by the Clerk, and the site is the best place to learn how to request or look up those documents.
To search, gather the owner's name, the property address, or an approximate recording date. Review the Clerk's information, then match names and dates against what you already know about the property. Deeds show who owned a property and when it changed hands, while mortgage records show lender filings. If you can't find what you need online, call the office and staff will help.
The Clerk's office is at 601 Courthouse Square, Burkesville, KY 42717, open Monday through Friday from 8:00 AM to 4:00 PM. The phone number is 270-864-3726.
Cumberland Registrar of Deeds
The Cumberland County Probate Office is located at 601 Courthouse Square, Burkesville, KY, 42717 and can be reached at 270-864-3726. Office hours are Monday - Friday: 8:00 A.M. – 4:00 P.M. Records can be accessed through the official website kentuckycountyclerks.com.
Cumberland County Clerk
Cumberland County Property Records FAQ
How can I search Cumberland County property records by address?
Recorded documents tied to an address are kept by the Cumberland County Clerk. Visit the Cumberland County Clerk website for information, then call 270-864-3726 or stop by 601 Courthouse Square in Burkesville with the property address so staff can match it to a record.
How can I find property owners in Cumberland County?
The current owner is named in the most recent recorded deed. Cumberland County has 3,117 deed records, and tax records cover 89.34% of the population. Start at the Clerk's website or call 270-864-3726 with an address or former owner's name for help.
How can I check a property's assessed value in Cumberland County?
Cumberland County's tax records reflect the 2024 assessment year, and the assessor's latest update was February 14, 2025. For the assessed value of a particular parcel, call the County Clerk at 270-864-3726 and ask which office provides assessment details, then share the address or parcel number.
Where can I find Cumberland County property tax bills and payment records?
The county's current tax records are for tax year 2024. To find a bill or confirm a payment, call the Cumberland County Clerk at 270-864-3726 and ask which office handles collection for your property. Have the owner's name and address or parcel number ready.
How can I find deeds and other recorded documents in Cumberland County?
The Cumberland County Clerk records deeds and mortgages. The data available shows 3,117 deed records from January 3, 2006 to April 17, 2014, and 1,533 mortgage records from August 3, 2007 to February 14, 2012. For other dates, call 270-864-3726.
Where can I access Cumberland County parcel maps and GIS information?
Cumberland County has 6,219 parcels, including 4,573 residential and 232 commercial properties. For parcel maps or GIS data, call the County Clerk at 270-864-3726 and ask which county office provides mapping. A street address or parcel number will help staff direct you.
How can I check permits and zoning information in Cumberland County?
Permits and zoning are handled by local planning and building departments, not the records office. Call the Cumberland County Clerk at 270-864-3726 or visit 601 Courthouse Square in Burkesville on weekdays from 8:00 AM to 4:00 PM, and staff can direct you to the right department.
How can I create a list of property owners in Cumberland County?
An owner list must be assembled from deed and assessment records parcel by parcel. Start with the Cumberland County Clerk website and work by date range or address. For a larger request across the county's 6,219 parcels, call 270-864-3726 to ask what the Clerk's office can provide.