Clay County, KY Property Records
Property records in Clay, Kentucky include deeds, mortgages, plats, liens, property tax assessments, parcel information, ownership history, and legal descriptions. These records are useful for verifying ownership, researching property boundaries, reviewing sales history, checking tax obligations, and supporting real estate, legal, or genealogical research. Official property records for Clay are typically maintained at the county level: recorded land documents are handled by the County Clerk, while assessment and parcel data are managed by the Property Valuation Administrator (PVA). Users can access official information through the Clay County government website, or by contacting the appropriate county office for in-person searches, copies, or guidance on available online tools.
Clay County, KY Property Records & Statistics
Clay County has some of the lowest housing costs and incomes in the data set. The median rent is $578.50, far below the Kentucky median of $717.50 and the national median of $840.25. At the same time, renter-occupied housing accounts for 34.72% of occupied homes, much higher than the state share of 22.74% and the national share of 21.81%, so renting is unusually common here.
The median home value is $60,500, less than half the state median of $128,000 and far below the national median of $173,750. Despite those low values, the county's median property tax rate of 0.85% is above the state rate of 0.72% and the national rate of 0.74%, so taxes take a larger share of a home's value than elsewhere.
Median household income is $28,000, well under the state's $51,617.25 and the national $65,108. The unemployment rate of 3.73% is higher than the state rate of 2.94% and the national rate of 2.87%.
The overall picture is a county with inexpensive housing, a large renter population, low incomes, and a relatively high tax rate, where affordable prices are matched by limited household earnings.
Median Rent
Median Property Tax Rate
Median Home Value
Median Income
Unemployment Rate
Renter Occupied Housing
Property Records, Assessments, and Valuations in Clay
Clay County property records cover tax assessments, recorded deeds and mortgages, property valuations, and foreclosure filings. The county has 11,419 total parcels, including 8,919 residential and 337 commercial parcels, and tax records cover 90.41% of the population for the 2024 assessment year. Recorded documents include 11,723 deeds and 4,480 mortgages, while valuation data is available for 4,613 properties.
| Key Data | Details |
|---|---|
| Total Parcels | 11,419 |
| Residential Parcels | 8,919 |
| Commercial Parcels | 337 |
| Tax Record Coverage | 90.41% |
| Assessment Year | 2024 |
| Deed Records | 11,723 |
| Mortgage Records | 4,480 |
| Properties with Valuation Data | 4,613 |
| Latest Valuation Update | August 19, 2025 |
| Notice of Sale Records | 6 |
Assignment and Release Records
Assignment and release records document what happens to a mortgage after it is first recorded. An assignment shows that the mortgage was passed from one lender or loan holder to another, and a release shows that the loan was paid off and the lien cleared from the property.
Clay County has 7,374 assignment and release records available. They include 662 assignment documents recorded from July 3, 1997, through August 27, 2025, and 6,705 release documents recorded from September 14, 2004, through August 25, 2025, along with 7 other documents.
These records help buyers, owners, and researchers see who holds a mortgage, confirm that earlier loans were released, and identify liens that may still be open before a sale or refinance. The date ranges also make it possible to focus on a particular period in a property's financing history.
How to Search Clay County, KY Property Records
Clay County property records are recorded by the Clay County Clerk in Manchester. The county has 11,419 parcels, with 11,723 deed records and 4,480 mortgage records on file, so searches can reveal ownership transfers, mortgage filings, and the dates they were recorded.
The Clay County Clerk website is the main source of information about the office and its records. For searching recorded documents online, use the Kentucky county records search, the official records portal listed for the Clerk's office. The Clay County Clerk forms page provides forms for requesting or filing records.
To search, have the owner's name, the property address, or an approximate recording date handy. Enter what you know on the records portal, review the matching entries, and open the deed or mortgage you need. Deeds show transfers of ownership, and mortgage filings show lender activity.
The Clerk's office is at 102 Richmond Road, Manchester, KY 40962, open Monday through Friday from 8:00 AM to 4:30 PM. Call 606-598-2544 for assistance.
Clay Registrar of Deeds
The Clay County Probate Office is located at 102 Richmond Road, Manchester, KY, 40962 and can be reached at 606-598-2544. Office hours are Monday - Friday: 8:00 AM - 4:30 PM. Records can be accessed through kycountyrecords.com or the official website clay.clerkinfo.net.
Clay County Clerk
Clay County Property Records FAQ
How can I search Clay County property records by address?
Use the Kentucky county records search listed for the Clay County Clerk and enter the property address or the owner's name. If the address doesn't return a match, try a shorter version or call the Clerk's office in Manchester at 606-598-2544 for guidance.
How can I find property owners in Clay County?
Owners are named in recorded deeds. Search the records portal by name or date to find the latest transfer, or visit the Clay County Clerk at 102 Richmond Road. The county has 11,723 deed records dating from January 1, 2006.
How can I check a property's assessed value in Clay County?
Clay County's tax records reflect the 2024 assessment year, with the assessor's latest update on April 21, 2025. To find the assessed value for a specific parcel, call the Clay County Clerk at 606-598-2544 and ask which office provides assessment information.
Where can I find Clay County property tax bills and payment records?
The county's current tax records are for tax year 2024. To find a tax bill or check a payment, call the Clay County Clerk at 606-598-2544 and ask which office to contact for your property. Have the owner name and address or parcel number ready.
How can I find deeds and other recorded documents in Clay County?
Search the Kentucky county records portal listed for the Clerk. Clay County has 11,723 deed records from January 1, 2006 to August 26, 2025, and 4,480 mortgage records. Request forms are on the Clerk's forms page.
Where can I access Clay County parcel maps and GIS information?
Clay County has 11,419 parcels, including 8,919 residential and 337 commercial properties. For parcel maps or GIS data, call the County Clerk at 606-598-2544 and ask which office provides mapping. Having a street address or parcel number ready will help staff direct you.
How can I check permits and zoning information in Clay County?
Permits and zoning are handled by local planning and building offices rather than the records office. Call the Clay County Clerk at 606-598-2544 or visit 102 Richmond Road in Manchester, Monday through Friday from 8:00 AM to 4:30 PM, and staff can point you toward the right department.
How can I create a list of property owners in Clay County?
An owner list has to be assembled from deed and assessment records, parcel by parcel. Start with the records portal, searching by date range or address. For a larger request across the county's 11,419 parcels, call 606-598-2544 to ask what the Clerk's office can provide.