Carter County, KY Property Records
Property records in Carter, Kentucky document ownership and key details about real estate in Carter County, including deeds, parcel information, assessed values, property classifications, tax districts, and transfer history. These records are useful for verifying ownership, researching property boundaries, estimating tax obligations, reviewing sales activity, and supporting real estate, legal, or genealogical research.
Official Carter property information is maintained primarily by local government offices. The Carter County Property Valuation Administrator provides assessment and parcel data through the Carter County PVA’s official property records search, while recorded documents such as deeds, mortgages, and liens are available through the Carter County Clerk’s Office. For the most accurate and current information, users should rely on these official county sources or contact the appropriate office directly.
Carter County, KY Property Records & Statistics
Carter County is one of the more affordable housing markets in Kentucky. The median rent is $594, well below the state median of $717.50 and the national median of $840.25. Renter-occupied housing makes up 19.8% of occupied homes, under the state share of 22.74% and the national share of 21.81%, which points to a county where most residents own.
The median home value is $91,750, compared with $128,000 across Kentucky and $173,750 nationally. Owners also benefit from a lighter tax load: the county's median property tax rate of 0.52% sits below the state rate of 0.72% and the national rate of 0.74%. Low prices combined with modest taxes keep the cost of owning a home down.
Incomes are lower than average, as the median household income of $43,857 trails the state figure of $51,617.25 and the national figure of $65,108. The unemployment rate of 2.83% is close to the state rate of 2.94% and slightly below the national rate of 2.87%, showing a job market in line with broader norms.
Overall, the numbers describe a county where housing is inexpensive relative to the state and nation, but where lower incomes mean affordability still depends on keeping costs low.
Median Rent
Median Property Tax Rate
Median Home Value
Median Income
Unemployment Rate
Renter Occupied Housing
Property Records, Assessments, and Valuations in Carter
Carter County property records include tax assessments, recorded deeds and mortgages, valuation data, and foreclosure filings. The county has 17,076 total parcels, including 13,998 residential and 580 commercial parcels, and tax records cover 92.58% of the population for the 2024 assessment year. Recorders hold 18,134 deeds and 10,020 mortgages, while valuation data exists for 8,708 properties.
| Key Data | Details |
|---|---|
| Total Parcels | 17,076 |
| Residential Parcels | 13,998 |
| Commercial Parcels | 580 |
| Tax Record Coverage | 92.58% |
| Assessment Year | 2024 |
| Deed Records | 18,134 |
| Mortgage Records | 10,020 |
| Properties with Valuation Data | 8,708 |
| Latest Valuation Update | August 19, 2025 |
| Notice of Sale Records | 55 |
Assignment and Release Records
Assignment and release records show what happens to a mortgage after it is recorded. An assignment documents that a mortgage moved from one lender or loan holder to another, while a release documents that the loan was paid off and the lien lifted from the property.
Carter County has 15,859 assignment and release records on file. They include 1,821 assignment documents recorded from June 3, 1989, through August 20, 2025, and 14,027 release documents recorded from June 3, 1989, through August 29, 2025, along with 11 other documents.
These records help buyers, owners, and researchers trace who holds a loan, confirm that earlier mortgages were cleared, and spot liens that may still be open before a sale or refinance. Because the records reach back to 1989, they can also help reconstruct how a property's financing changed over several decades.
How to Search Carter County, KY Property Records
Carter County property records are recorded and kept by the Carter County Clerk in Grayson. The county has 17,076 parcels, with 18,134 deed records and 10,020 mortgage records, so a search can show ownership transfers, mortgage filings, and the dates they were recorded.
Begin with the Carter County Clerk deeds page, the official website for deed and recorded-document information. It explains what the office records and how to request copies. Searching is easiest when you have the owner's name, the property address, or an approximate recording date.
For a typical search, identify the owner or address, review the Clerk's deed information, and compare dates and names against what you already know about the property. Deeds identify transfers of ownership, while mortgage filings show lender activity. If you can't find what you need online, the Clerk's staff can help.
The office is at 300 W. Main St., Grayson, KY 41143, and can be reached at 606-474-5188. It is open Tuesday through Friday from 8:15 AM to 4:00 PM, and on Saturday from 8:15 AM to noon.
Carter Registrar of Deeds
The Carter County Probate Office is located at 300 W. Main St., Grayson, KY, 41143 and can be reached at 606-474-5188. Office hours are Tuesday - Friday: 8:15 AM - 4:00 PM (Saturday: 8:15 AM to Noon). Records can be accessed through the official website cartercountyclerksoffice.org.
Carter County Clerk
Carter County Property Records FAQ
How can I search Carter County property records by address?
Recorded documents tied to an address are held by the Carter County Clerk. Review the Carter County Clerk deeds page for search guidance, then call 606-474-5188 or visit 300 W. Main St. in Grayson with the property address in hand. Staff can help match it to a deed or mortgage.
How can I find property owners in Carter County?
The current owner is named in the most recent recorded deed. The Carter County Clerk keeps 18,134 deed records dating from January 3, 2006. Start at the Clerk's deeds page, or call 606-474-5188 with the address or a previous owner's name to track down the transfer.
How can I check a property's assessed value in Carter County?
Carter County's tax records follow the 2024 assessment year and were last updated by the assessor on January 30, 2025. For the assessed value of a particular parcel, call the Carter County Clerk at 606-474-5188 and ask which office keeps assessment details, then provide the address or parcel number.
Where can I find Carter County property tax bills and payment records?
Tax records in Carter County cover 92.58% of the population for the 2024 tax year. For a bill or payment history, call the Carter County Clerk at 606-474-5188 and ask where to go for your parcel. Have the owner's name and property address ready so the right account can be found.
How can I find deeds and other recorded documents in Carter County?
The Carter County Clerk records deeds and mortgages. The county has 18,134 deed records from January 3, 2006 to August 28, 2025, and 10,020 mortgage records. Visit 300 W. Main St., Grayson, Tuesday through Friday from 8:15 AM to 4:00 PM, or Saturday morning until noon.
Where can I access Carter County parcel maps and GIS information?
Carter County has 17,076 parcels, including 13,998 residential and 580 commercial properties. For parcel maps or GIS data, call the Carter County Clerk at 606-474-5188 and ask which county office provides mapping. A street address or parcel number will help staff direct you to the right place.
How can I check permits and zoning information in Carter County?
Permits and zoning are handled by local planning and building offices, not the records office. Contact the Carter County Clerk at 606-474-5188 or visit 300 W. Main St. in Grayson during business hours, and staff can direct you to the department that covers your property's location.
How can I create a list of property owners in Carter County?
A list of owners has to be assembled from deed and assessment records, parcel by parcel. Start with the Carter County Clerk's deed information, then call 606-474-5188 to ask about requesting records in bulk for a street, subdivision, or date range across the county's 17,076 parcels.