Montgomery County, KY Property Records
Property records in Montgomery, Kentucky document ownership and land-related details for real estate within the county. These records commonly include deeds, mortgages, liens, plats, parcel boundaries, assessed values, tax information, and ownership history. They are useful for buyers, sellers, attorneys, title companies, lenders, and residents who need to verify ownership, research property taxes, review legal descriptions, or confirm recorded transactions.
Official Montgomery property records are maintained by local government offices, primarily the Montgomery County Clerk for recorded land documents and the Property Valuation Administrator (PVA) for assessment and parcel information. Users can begin by visiting the county’s official property records resources or contacting the appropriate county office for search options, copies, fees, and in-person assistance.
Montgomery County, KY Property Records & Statistics
Montgomery County has a median rent of $792, above the Kentucky median of $717.50 but below the national median of $840.25. Renter-occupied housing makes up 28.56% of occupied homes, well above the state share of 22.74% and the national share of 21.81%, so renting plays a larger role here than in most of Kentucky.
The median home value is $127,100, just below the state figure of $128,000 and far below the national figure of $173,750. The median property tax rate of 0.77% is higher than the Kentucky rate of 0.72% and the national rate of 0.74%, so owners pay slightly more in tax relative to value than the typical owner elsewhere.
Median household income is $52,707.50, a little above the state median of $51,617.25 and well below the national median of $65,108. The unemployment rate of 3.34% is higher than the state rate of 2.94% and the national rate of 2.87%, which indicates somewhat tougher employment conditions than average.
Overall, the data shows a county with moderate home values, rents above the state median, a high share of renters, and a property tax rate that edges above both benchmarks. Incomes are on par with Kentucky but trail the national level.
Median Rent
Median Property Tax Rate
Median Home Value
Median Income
Unemployment Rate
Renter Occupied Housing
Property Records, Assessments, and Valuations in Montgomery
Montgomery County property records cover tax assessments, recorded deeds and mortgages, property valuations, and foreclosure filings. The county has 13,141 total parcels, including 10,996 residential and 836 commercial parcels, and tax records cover 98.02% of the population for the 2024 assessment year. Recorded documents include 385 deeds and 1,386 mortgages, and valuation data is available for 7,371 properties, with the latest update on August 19, 2025.
| Key Data | Details |
|---|---|
| Total Parcels | 13,141 |
| Residential Parcels | 10,996 |
| Commercial Parcels | 836 |
| Tax Record Coverage | 98.02% |
| Assessment Year | 2024 |
| Deed Records | 385 |
| Mortgage Records | 1,386 |
| Properties with Valuation Data | 7,371 |
| Latest Valuation Update | August 19, 2025 |
| Notice of Sale Records | 164 |
How to Search Montgomery County, KY Property Records
Montgomery County property records are maintained by the Montgomery County Clerk, who records deeds, mortgages, and related land documents. The county has 13,141 parcels, and the recorded documents can be used to confirm ownership, trace transfers, and review loans secured by real estate.
Start with the Montgomery County Clerk recordings page, which describes the records the office keeps and how to request them. For online lookups, the ECCLIX official records search provides access to recorded documents. The Clerk also posts Montgomery County Clerk forms for common requests and filings.
The office is located at 1 Court Street, Mount Sterling, KY 40353, and can be reached at 859-498-8700. Hours are Monday through Thursday, 8:15 AM to 4:00 PM, and Friday, 8:00 AM to 5:00 PM.
Before searching, have the owner's name, the property address, or a known recording date ready. Enter the most complete details you have, review the results, and open the document that matches the property. If a document does not appear online, call the Clerk's office for help.
Montgomery Registrar of Deeds
The Montgomery County Probate Office is located at 1 Court Street, Mount Sterling, KY, 40353 and can be reached at 859-498-8700. Office hours are Monday - Thursday: 8:15 AM – 4:00 PM; Friday: 8:00 AM – 5:00 PM. Records can be accessed through ecclix.com or the official website montgomery.countyclerk.us.
Montgomery County Clerk
Montgomery County Property Records FAQ
How can I search Montgomery County property records by address?
Start with the Montgomery County Clerk recordings page and the ECCLIX official records search. Recorded documents are usually easiest to find by owner name or document type, so if an address search does not work, call the Clerk's office at 859-498-8700 for help.
How can I find property owners in Montgomery County?
Ownership appears on recorded deeds kept by the County Clerk. Search the ECCLIX official records search for the deed that transferred the property and review the grantee on the latest one. You can also visit the Clerk at 1 Court Street, Mount Sterling, or call 859-498-8700.
How can I check a property's assessed value in Montgomery County?
Montgomery County's tax records reflect the 2024 assessment year, with the latest assessor update on January 31, 2025. In Kentucky, assessments are set by the county Property Valuation Administrator. For a specific parcel, call the County Clerk at 859-498-8700 and staff can direct you to the right office.
Where can I find Montgomery County property tax bills and payment records?
Property tax bills in Kentucky are issued and collected locally, not by the recording office. Call the Montgomery County Clerk at 859-498-8700 or visit 1 Court Street, Mount Sterling, to be directed to the office that handles bills and payments. Have the owner's name or the property address ready.
How can I find deeds and other recorded documents in Montgomery County?
Deeds, mortgages, and other recorded documents are kept by the County Clerk. See the Montgomery County Clerk recordings page for recording information, or search through the ECCLIX official records search. The office is open Monday through Friday during posted hours.
Where can I access Montgomery County parcel maps and GIS information?
Parcel maps are usually maintained by the county's property valuation office, not the recording office. Recorded deeds often include legal descriptions that help locate a parcel among the county's 13,141 parcels. Call the Montgomery County Clerk at 859-498-8700 to learn which office provides current parcel maps.
How can I check permits and zoning information in Montgomery County?
Permits and zoning are handled by local planning and building officials. The Montgomery County Clerk's office at 1 Court Street, Mount Sterling, can point you to the right contact at 859-498-8700. If the property is inside a city such as Mount Sterling, check that city's own rules too.
How can I create a list of property owners in Montgomery County?
Online tools are built for individual lookups. To compile a list, search recorded deeds through the ECCLIX official records search by recording date and note the parties on each one. For a larger or bulk request, call the County Clerk at 859-498-8700 to ask what is available.