Mccreary County, KY Property Records
Property records in Mccreary, Kentucky provide important information about real estate ownership, parcel boundaries, assessed values, tax history, legal descriptions, transfers, and recorded documents such as deeds or mortgages. These records are useful for buyers, sellers, property owners, title researchers, attorneys, lenders, and anyone verifying ownership or reviewing local property tax details. They can also help residents understand valuation changes, confirm parcel information, or prepare for real estate transactions.
Official McCreary County property information is available through county offices, including the Property Valuation Administrator for assessment data and the County Clerk for recorded land documents. Users can start with the McCreary County PVA’s official property records resources to search assessment-related information and learn how to request additional records.
Mccreary County, KY Property Records & Statistics
McCreary County has a median rent of $614, below the Kentucky median of $717.50 and the national figure of $840.25. Renter-occupied housing makes up 28.92% of occupied homes, noticeably above the state's 22.74% and the national 21.81%, so renting is more common here than in most of Kentucky.
The median home value is $100,900, under both the state median of $128,000 and the national median of $173,750. The median property tax rate of 0.69% is lower than the state rate of 0.72% and the national rate of 0.74%, which helps keep ownership costs down.
Median household income is $37,946, well below Kentucky's $51,617.25 and the national figure of $65,108. The unemployment rate of 2.57% is lower than the state rate of 2.94% and the national rate of 2.87%, though incomes remain a limiting factor for local households.
Overall, the figures describe a county with low rents and home values, light property taxes, a larger-than-average rental share, and incomes well below state and national levels despite lower unemployment.
Median Rent
Median Property Tax Rate
Median Home Value
Median Income
Unemployment Rate
Renter Occupied Housing
Property Records, Assessments, and Valuations in Mccreary
McCreary County property records cover tax assessments, recorded deeds and mortgages, property valuations, and assignment and release documents. The county has 10,022 total parcels, including 8,428 residential and 380 commercial parcels, and tax records cover 91.01% of the population for the 2024 assessment year. The Recorder holds 13,310 deeds and 7,630 mortgages, and valuation data is available for 6,830 properties.
| Key Data | Details |
|---|---|
| Total Parcels | 10,022 |
| Residential Parcels | 8,428 |
| Commercial Parcels | 380 |
| Tax Record Coverage | 91.01% |
| Assessment Year | 2024 |
| Deed Records | 13,310 |
| Mortgage Records | 7,630 |
| Properties with Valuation Data | 6,830 |
| Latest Valuation Update | August 19, 2025 |
Assignment and Release Records
Assignment and release records follow a mortgage after it is recorded. An assignment shows that a loan moved from one lender or servicer to another, while a release shows that the debt was satisfied and the lien removed from the property.
McCreary County has 9,689 assignment and release records, including 1,001 assignment documents and 8,665 release documents, plus 23 other documents. Assignments were recorded from January 4, 2005, through August 11, 2025, and releases from January 4, 2005, through August 27, 2025.
These filings help buyers, owners, and title researchers confirm that earlier mortgages were released, trace how a loan changed hands, and find liens that may still be open before a sale or refinance.
How to Search Mccreary County, KY Property Records
McCreary County property records are held in the assessment files, which cover 10,022 parcels, and in the County Clerk's recorded documents. Using both gives you ownership, assessment details, and the recorded history of a property in Whitley City and the surrounding county.
The McCreary County Clerk website is the official starting point for the office's services and recorded documents. Office forms are available on the McCreary County Clerk printable forms page. The Clerk is located at 1 North Main Street in Whitley City and is open Monday through Friday, 8:30 AM to 4:30 PM. For help with a search or copies, call 606-376-2411.
Start with a property address, an owner's name, or a parcel number. Deeds show ownership transfers, mortgages show liens, and assignment and release documents show whether a loan changed hands or was paid off. Deeds in the county were recorded from January 3, 2006, through August 25, 2025.
If you can't find a document, especially an older one, call the Clerk's office and ask where it is indexed.
McCreary Registrar of Deeds
The Mccreary County Probate Office is located at 1 North Main Street, Whitley City, KY, 42653 and can be reached at 606-376-2411. Office hours are Monday - Friday: 8:30 AM - 4:30 PM. Records can be accessed through the official website mccrearycountyclerk.com.
McCreary County Clerk
Mccreary County Property Records FAQ
How can I search McCreary County property records by address?
Start with the McCreary County Clerk website and ask about the property's address or the owner's name. Recorded deeds and mortgages in the county begin January 3, 2006. For help finding a record, call the Clerk's office in Whitley City at 606-376-2411.
How can I find property owners in McCreary County?
The latest recorded deed names the current owner. Contact the McCreary County Clerk at 606-376-2411 with the property address or a name to find it. The county has 13,310 deed records, so a date range helps staff narrow the search.
How can I check a property's assessed value in McCreary County?
McCreary County's tax records reflect the 2024 assessment year and cover 10,022 parcels. Assessments are set by the county's property valuation office, not the Clerk. Call the County Clerk at 606-376-2411 for a referral, and have the property address or parcel number ready.
Where can I find McCreary County property tax bills and payment records?
Tax records are tied to the 2024 tax year. For bills or payment history, call the County Clerk at 606-376-2411 or visit 1 North Main Street in Whitley City, open weekdays from 8:30 AM to 4:30 PM. The Clerk's website lists the office's services.
How can I find deeds and other recorded documents in McCreary County?
Deeds, mortgages, and related filings are kept by the McCreary County Clerk. The county has 13,310 deed records and 7,630 mortgage records, with deeds recorded through August 25, 2025. Call 606-376-2411 or visit the office; the forms page has printable forms.
Where can I access McCreary County parcel maps and GIS information?
Parcel maps are maintained by the county's assessment office rather than the recording office. Call the McCreary County Clerk at 606-376-2411 and ask who provides parcel maps, then request one with an address or parcel number. The office at 1 North Main Street in Whitley City can also direct you in person.
How can I check permits and zoning information in McCreary County?
Permits and zoning are handled by local planning and building officials, and rules can differ between city and county jurisdictions. Call the McCreary County Clerk at 606-376-2411 and ask which office covers your property. Bring the address so staff can direct you to the right department.
How can I create a list of property owners in McCreary County?
Ask the McCreary County Clerk about deeds recorded in the area or period you want, noting each owner and property description. The county has 13,310 deed records, so date ranges help. For larger requests, call 606-376-2411 to learn what the office can provide.