Cumberland County, TN Property Records
Property records in Cumberland, Tennessee, document key details about real estate in Cumberland County, including ownership information, parcel boundaries, assessed values, property classifications, tax data, sales history, and recorded documents such as deeds or transfers. These records are useful for buyers, sellers, homeowners, researchers, attorneys, and real estate professionals who need to verify ownership, review property values, confirm legal descriptions, or understand local tax obligations.
Users can access official Cumberland property records through county government offices, including the Property Assessor for assessment and parcel information and the Register of Deeds for recorded land documents. For authoritative local guidance and access points, visit the Cumberland County government’s official property records page.
Cumberland County, TN Property Records & Statistics
Cumberland County stands out for its very low property tax rate. The median property tax rate is 0.33%, well below Tennessee's 0.52% and the national 0.74%, which makes owning a home here relatively cheap to carry. The median home value is $172,300, above the state's $161,600 and just under the national $173,750.
Rent is close to the state level: the median is $786, compared with $763 in Tennessee and $840.25 nationally. Only 16.04% of occupied housing is renter-occupied, below the state's 21.85% and the national 21.81%, so homeownership dominates the local market.
Income is slightly under the state figure. The median household income is $54,655, compared with $55,242 statewide and $65,108 nationally. Employment is solid, with an unemployment rate of 1.98%, lower than the state's 2.75% and the national 2.87%.
Altogether, the numbers describe an owner-heavy county with moderately priced housing, income close to the state median, low unemployment, and a property tax rate that is notably lighter than state and national norms.
Median Rent
Median Property Tax Rate
Median Home Value
Median Income
Unemployment Rate
Renter Occupied Housing
Property Records, Assessments, and Valuations in Cumberland
Cumberland County property records cover tax assessments, recorded deeds and mortgages, valuation data, and foreclosure filings. The county has 66,674 total parcels, including 61,558 residential and 1,238 commercial parcels, with tax records covering 44.31% of the population for the 2024 assessment year. Recorded documents include 192,554 deeds and 45,411 mortgages, and valuation data is available for 23,124 properties.
| Key Data | Details |
|---|---|
| Total Parcels | 66,674 |
| Residential Parcels | 61,558 |
| Commercial Parcels | 1,238 |
| Tax Record Coverage | 44.31% |
| Assessment Year | 2024 |
| Deed Records | 192,554 |
| Mortgage Records | 45,411 |
| Properties with Valuation Data | 23,124 |
| Latest Valuation Update | August 19, 2025 |
| Notice of Trustee Sale Records | 2,351 |
Assignment and Release Records
Assignment and release records document changes to a mortgage after it is recorded. An assignment moves the loan from one lender or servicer to another, while a release confirms the loan was paid off and the lien removed.
Cumberland County has 60,384 assignment and release records, including 5,381 assignment documents, 54,980 release documents, and 23 other documents. Assignments were recorded from January 4, 2005, to August 25, 2025, and releases from January 3, 2005, to September 4, 2025.
For property research, they show who holds a mortgage now and whether earlier loans were released. Buyers, owners, and title researchers can check them to follow a loan's history and find liens that may need to be cleared before a sale.
How to Search Cumberland County, TN Property Records
Cumberland County keeps recorded property documents at the Register of Deeds in Crossville, while assessment data for the county's 66,674 parcels is available through the state. Both sources help you research owners, values, deeds, mortgages, and other filings.
The Cumberland County Register of Deeds page provides office information. The office is at 2 N Main Street, Crossville, is open Monday through Friday, 8:00 AM to 4:00 PM, and can be called at 931-484-5559. Recorded instruments can be searched through the official records search.
To find ownership, appraisal, and assessment information, use the Tennessee Property Assessment Data (TPAD) search and search by address, owner name, or parcel number.
Have the address or owner name ready, enter it, and open the record that matches the property. With a county this large, adding a street number or parcel number helps narrow the results.
Cumberland Registrar of Deeds
The Cumberland County Probate Office is located at 2 N Main Street, Crossville, TN, 38555 and can be reached at 931-484-5559. Office hours are Monday-Friday 8:00 AM – 4:00 PM. Records can be accessed through titlesearcher.com or the official website cumberlandcountytn.gov.
Cumberland County Register of Deeds
Cumberland County Property Records FAQ
How can I search Cumberland County property records by address?
Use the Tennessee Property Assessment Data (TPAD) search, pick Cumberland County, and enter the street address. The parcel and assessment details will display. If the address is not found, shorten it or try the owner's name, or call the Register of Deeds at 931-484-5559.
How can I find property owners in Cumberland County?
Parcels in the TPAD search list their owners. To view the deed that transferred a property, use the Register of Deeds' official records search. Deed records in the county begin January 3, 1989.
How can I check a property's assessed value in Cumberland County?
Cumberland County's records reflect the 2024 assessment year. Search the parcel in the TPAD search to see appraised and assessed values. To ask about a value or an appeal, contact the county's assessor of property.
Where can I find Cumberland County property tax bills and payment records?
Tennessee county property taxes are collected by the Trustee. Contact the Cumberland County Trustee for bills, balances, and payment methods, and use the Cumberland County website to find office details. Keep your parcel number or address handy.
How can I find deeds and other recorded documents in Cumberland County?
The Cumberland County Register of Deeds holds deeds, mortgages, and other recorded documents. Search online through the official records search, or visit 2 N Main Street, Crossville, Monday through Friday, 8:00 AM to 4:00 PM. Phone: 931-484-5559.
Where can I access Cumberland County parcel maps and GIS information?
Parcel details for the county's 66,674 parcels are available through the TPAD search. The Cumberland County website can direct you to additional mapping resources. Parcel maps are for general reference and do not replace a boundary survey.
How can I check permits and zoning information in Cumberland County?
Permits and zoning vary depending on whether a property is in Crossville, another municipality, or the unincorporated county. Begin at the Cumberland County website to find the right office, and confirm a parcel's zoning and permit rules before building or changing its use.
How can I create a list of property owners in Cumberland County?
Online searches are designed for individual properties. Look up parcels one at a time in the TPAD search, or call the Cumberland County Register of Deeds at 931-484-5559 to ask what copies or bulk records are available.