Stephens County, TX Property Records
Stephens, Texas, property records document ownership, valuation, and legal details for real estate in Stephens County, including the Breckenridge area. They may include deeds, mortgages, liens, plats, legal descriptions, appraised values, and tax information. These records are useful for buyers, sellers, lenders, attorneys, and landowners who need to verify ownership, review a property's history, or confirm recorded interests.
Official Stephens property records are maintained by the Stephens County Clerk. Visit the Stephens County Clerk's official property records page for office details and records access.
Stephens County, TX Property Records & Statistics
Stephens County has a median rent of $688, below the Texas median of $874 and the national figure of $840.25. Renter-occupied housing accounts for 22.77% of occupied homes, a little under the state share of 24.06% and just above the national share of 21.81%.
The median home value is $130,600, nearly identical to the Texas median of $130,900 and well below the national median of $173,750. The median property tax rate of 1.4% is higher than the state rate of 1.23% and almost double the national rate of 0.74%, so owners carry a heavier tax load than average for similar home values.
Income and employment figures are much weaker. The median household income of $23,461 is far below the state figure of $60,132 and the national figure of $65,108, and the unemployment rate of 5.52% is about double the Texas rate of 2.72% and the national rate of 2.87%.
Overall, Stephens County pairs affordable rents and state-level home values with high property taxes, very low incomes, and elevated unemployment, a combination that makes housing costs heavier for local households than the rent and price figures alone suggest.
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Median Property Tax Rate
Median Home Value
Median Income
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Property Records, Assessments, and Valuations in Stephens
Stephens County property records cover tax assessments, recorded deeds and mortgages, valuations, and foreclosure filings. The county has 11,675 total parcels, including 4,055 residential and 778 commercial parcels, with tax records covering 92.44% of the population. Recorded documents include 13,862 deeds and 3,913 mortgages, and valuation data is available for 2,893 properties.
| Key Data | Details |
|---|---|
| Total Parcels | 11,675 |
| Residential Parcels | 4,055 |
| Commercial Parcels | 778 |
| Tax Record Coverage | 92.44% |
| Assessment Year | 2024 |
| Deed Records | 13,862 |
| Mortgage Records | 3,913 |
| Properties with Valuation Data | 2,893 |
| Latest Valuation Update | August 19, 2025 |
| Notice of Trustee Sale Records | 6 |
Assignment and Release Records
Assignment and release records show what happens to a mortgage after it is recorded. An assignment shows that a mortgage moved from one lender or loan holder to another, while a release shows that a mortgage was satisfied and the lien removed.
Stephens County has 1,150 assignment and release records available. They include 76 assignment documents recorded from December 14, 2020, through July 28, 2025, and 1,074 release documents recorded from December 14, 2020, through August 28, 2025.
These records help show who holds a mortgage on a property and whether earlier loans have been paid off. Buyers, owners, and researchers can use them to confirm releases before a sale or refinance, and the date ranges help focus on recent recording activity.
How to Search Stephens County, TX Property Records
Stephens County property records are maintained mainly by the Stephens County Clerk, which records deeds, mortgages, and related documents. The county's data includes 11,675 parcels, 13,862 deed records, and 3,913 mortgage records, so searching with a specific name or address works best.
Start with the Stephens County Clerk for office information. The office is at 200 West Walker, Breckenridge, and is open Monday through Friday, 8:00 AM to 5:00 PM. You can call 254-559-3700 with questions about a record.
To search recorded documents online, use the County Government Records search, which the clerk's office lists as its official records search. It is used to find deeds, mortgages, liens, and other instruments. For background on appraisals and property taxes, the Texas Comptroller property tax resources explain how Texas properties are valued and taxed.
Search by owner name, property address, or document type, then narrow results by recording date. Open the matching record to view its details, and call the clerk if an older document does not appear.
Stephens Registrar of Deeds
Stephens County Clerk
Stephens County Property Records FAQ
How can I search Stephens County property records by address?
Use the County Government Records search to find recorded documents connected to a property by entering the address or owner name. For assessment details, give the street address to the appraisal district. The Stephens County Clerk can also help at 254-559-3700.
How can I find property owners in Stephens County?
The owner of record appears on recorded deeds, which you can search through the County Government Records search. Search by name or property details and open the most recent deed. The Stephens County Clerk at 200 West Walker, Breckenridge, can assist in person.
How can I check a property's assessed value in Stephens County?
Assessed values come from the county's tax assessor records, which reflect the 2024 assessment year and were last updated October 16, 2024. Ask the appraisal district for the value on a specific parcel. The Texas Comptroller explains how appraisals and exemptions work.
Where can I find Stephens County property tax bills and payment records?
Tax records in Stephens County cover 92.44% of the population, with tax year 2023 data on file. Contact the county tax office with an owner name or parcel number to request a bill or confirm a payment, and specify the tax year you need.
How can I find deeds and other recorded documents in Stephens County?
Deeds and other recorded documents are kept by the Stephens County Clerk. Search them through the County Government Records search, which covers deeds recorded from January 4, 2006. The clerk's office is open Monday through Friday, 8:00 AM to 5:00 PM.
Where can I access Stephens County parcel maps and GIS information?
Parcel maps for the county's 11,675 parcels are generally maintained by the appraisal district. Ask that office whether a digital map or GIS data covers the area you need. Parcel maps are reference tools, and only a licensed surveyor can establish exact boundaries.
How can I check permits and zoning information in Stephens County?
Permit and zoning rules depend on the property's location. For property inside Breckenridge, contact the city, and for unincorporated areas contact Stephens County government. Confirm requirements before you build, remodel, or change a property's use.
How can I create a list of property owners in Stephens County?
The County Government Records search is built for finding documents by name, address, or date, so it suits a small number of properties. For a larger list, call the Stephens County Clerk at 254-559-3700 or the appraisal district to ask what data is available.