Search Property Records in 12164, Speculator NY

The 12164 ZIP code in Speculator, NY, is a small Adirondack market shaped by seasonal demand, second homes, waterfront access, and a limited year-round housing supply; it contains approximately 1,700 properties, including roughly 1,300 to 1,500 residential housing units when seasonal and vacation homes are included. Recent market activity indicates a median home sale price of about $325,000, although waterfront, lake-access, and newer mountain-area homes can sell well above that level, while cabins, older cottages, and homes needing renovation often trade below it. Typical asking and sale values work out to approximately $225 to $275 per square foot, with the highest per-square-foot prices generally associated with turnkey vacation properties and locations near Lake Pleasant, Sacandaga Lake, and local recreation amenities. Single-family houses are the dominant property category, representing about 55% to 60% of local parcels, while vacant residential or recreational land accounts for roughly 25% to 30%, condominiums and co-ops make up less than 2%, and commercial properties—including lodging, retail, dining, service, and tourism-related sites—represent approximately 3% to 5% of the inventory; the balance consists of multifamily, mixed-use, agricultural, and other specialty parcels. Sales volume is modest compared with larger Upstate markets, averaging roughly 25 to 35 residential transactions per year over the past 10 years, with activity typically increasing during spring, summer, and early fall as buyers pursue vacation homes, rental potential, and outdoor recreation access.

Property Records by Street in 12164, Hamilton County, NY

Property records on this page cover one street. The information for that street can include property values, ownership history, sales and other relevant records.

Cities and Communities in 12164

Speculator's ZIP code 12164 includes 34 cities and communities, among them Gloversville, Johnstown, Glens Falls, Fonda and Hudson Falls. Lake Placid, Ilion, Stittville and Constableville are also part of the list.

ZIP Codes Near 12164

The nearby ZIP codes for 12164 represent neighboring areas and provide access to property records and related information. The list includes 12842, 12812, 12886, 12835 and 12134.

ZIP Codes in Hamilton County, NY

Hamilton County ZIP codes shown here are 12812 and 12842, two in total. This section covers ZIP codes located in the county and gives access to property records and related information for each.