Schoharie County, NY Property Records
Property records in Schoharie, New York document important details about land and real estate, including ownership history, deeds, parcel boundaries, assessed values, tax information, mortgages, liens, and property transfers. These records are useful for buyers, sellers, homeowners, attorneys, title researchers, surveyors, and anyone verifying ownership, researching property history, or reviewing assessment and tax data.
Official Schoharie property records are maintained primarily by Schoharie County offices. Deeds, mortgages, and other recorded land documents are handled through the County Clerk, while assessment rolls, parcel data, and tax-related property information are available through the county’s real property tax services. Users can access official information through the county’s Schoharie property records resources or contact the appropriate county office for certified copies and recording details.
Schoharie County, NY Property Records & Statistics
Schoharie County has a median rent of $864, a little below New York's $928.25 but slightly above the $840.25 national median. Renter-occupied housing makes up 17.74% of occupied homes, below both the state figure of 20.16% and the national figure of 21.81%, so most households own their homes.
The median home value is $168,050, nearly level with the state median of $169,000 and just below the national median of $173,750. The county's median property tax rate of 2.3% is above the state rate of 2.11% and more than three times the national rate of 0.74%. Owners here pay a high rate on moderately priced homes, which makes taxes a meaningful part of ownership costs.
The median household income of $70,610 is almost identical to the state median of $70,656.50 and higher than the national median of $65,108. The unemployment rate of 3.25% is above both the state rate of 2.91% and the national rate of 2.87%.
Overall, Schoharie County looks like a mid-range market, with home values and incomes close to state levels, rents near the comparison figures, a high property tax rate, and unemployment slightly above average.
Median Rent
Median Property Tax Rate
Median Home Value
Median Income
Unemployment Rate
Renter Occupied Housing
Property Records, Assessments, and Valuations in Schoharie
Schoharie County property records include tax assessments, recorded deeds and mortgages, valuations, and foreclosure filings. The county has 23,421 total parcels, including 19,860 residential and 958 commercial parcels, with tax records covering 96.11% of the population for the 2024 assessment year. Recorded documents include 25,333 deeds and 16,955 mortgages, and valuation data is available for 8,547 properties.
| Key Data | Details |
|---|---|
| Total Parcels | 23,421 |
| Residential Parcels | 19,860 |
| Commercial Parcels | 958 |
| Tax Record Coverage | 96.11% |
| Assessment Year | 2024 |
| Deed Records | 25,333 |
| Mortgage Records | 16,955 |
| Properties with Valuation Data | 8,547 |
| Latest Valuation Update | August 19, 2025 |
| Lis Pendens Records | 1,238 |
Assignment and Release Records
Assignment and release records track a mortgage after it is recorded. An assignment shows that a mortgage moved from one lender or loan holder to another, and a release shows that the loan was paid off and the lien removed from the property.
Schoharie County has 22,235 assignment and release records. They include 3,523 assignment documents recorded from January 3, 2005, through July 30, 2025, and 18,710 release documents recorded from April 20, 2001, through September 5, 2025, plus 2 other documents.
These records help researchers see who has held a mortgage on a property and whether earlier loans were released. Buyers, owners, and title researchers can use them to confirm that past mortgages were satisfied, follow a loan between lenders, and find liens that may still be open before a sale or refinance. Recorded documents can be searched through the Schoharie County records search.
How to Search Schoharie County, NY Property Records
Schoharie County land records are kept by the County Clerk at 284 Main Street, Schoharie, open Monday through Friday, 8:30 AM to 5:00 PM. You can call 518-295-8316. The county has 23,421 parcels in its 2024 assessment data, along with deeds, mortgages, valuations, and foreclosure records.
The Schoharie County official records search is used to look up recorded documents such as deeds and mortgages by name, document type, or date. The Schoharie County Clerk page describes the office's services. The forms page provides recording paperwork, and the e-recording partners page explains electronic recording.
To search, open the records system, choose a search type, and enter the owner name, document type, or date range. Review the results and open the documents that match your property. Deeds and mortgages in the data go back to January 3, 2006.
If a document does not appear online, call the Clerk's office with the owner name and property address.
Schoharie Registrar of Deeds
The Schoharie County Probate Office is located at 284 Main Street, Schoharie, NY, 12157 and can be reached at 518-295-8316. Office hours are Monday - Friday: 8:30 AM - 5:00 PM. Records can be accessed through searchiqs.com or the official website www4.schohariecounty-ny.gov.
Schoharie County Clerk
Schoharie County Property Records FAQ
How can I search Schoharie County property records by address?
Recorded documents are searched through the Schoharie County records search, which is organized by name, document type, and date. If you only have an address, look up the owner's name first, or call the County Clerk at 518-295-8316 for help.
How can I find property owners in Schoharie County?
The owner of record appears on the most recent deed. Search the official records for deeds and check the latest recording. The county has 25,333 deed records, and the County Clerk can answer questions.
How can I check a property's assessed value in Schoharie County?
In New York, assessments are set by the assessor in the town where the property sits. Contact that local assessor, and use the Schoharie County website to find the right office. The county's records reflect the 2024 assessment year, with the latest assessor update on July 14, 2025.
Where can I find Schoharie County property tax bills and payment records?
Tax bills are issued by the town where the property is located, so billing and payment questions go to the local tax receiver. The Schoharie County website can help you find the right municipality. The County Clerk, at 518-295-8316, handles recorded documents.
How can I find deeds and other recorded documents in Schoharie County?
Search deeds, mortgages, and other documents through the Schoharie County records search. The County Clerk page has more information. The office is at 284 Main Street, Schoharie, open Monday through Friday, 8:30 AM to 5:00 PM.
Where can I access Schoharie County parcel maps and GIS information?
Visit the Schoharie County website or call 518-295-8316 to ask which office maintains parcel and tax maps. Local assessors often hold tax maps for their towns. Maps are for reference and are not a legal survey of a property's boundaries.
How can I check permits and zoning information in Schoharie County?
Permits and zoning are administered by the town or village where the property is located, usually through a code enforcement office. Contact the local municipality for requirements. The Schoharie County website is a starting point for finding the right office.
How can I create a list of property owners in Schoharie County?
The records system works one name or document at a time. To compile owners for an area, review deeds in the official records search or ask local assessors about assessment rolls. For bulk requests, call the County Clerk at 518-295-8316.