Monroe County, FL Property Records
Property records in Monroe, Florida, document key details about real estate throughout Monroe County, including ownership history, parcel boundaries, assessed values, legal descriptions, exemptions, sales data, deeds, mortgages, liens, and other recorded instruments. These records are useful for buyers, sellers, homeowners, real estate professionals, attorneys, and researchers who need to verify ownership, review property tax information, confirm legal descriptions, or examine transaction history before making decisions.
Users can access official Monroe property records through county government offices, including the Monroe County Property Appraiser for parcel, assessment, and ownership information, and the Monroe County Clerk of the Court for recorded documents such as deeds and mortgages. To begin a search, visit the county’s official Monroe property records resource.
Monroe County, FL Property Records & Statistics
Monroe County, which includes the Florida Keys, has the steepest housing costs of any county in this group. The median rent is $1,932, far above the Florida median of $1,114 and the national figure of $840.25. Renter-occupied housing accounts for 24.4% of occupied homes, higher than the state share of 21.62% and the national share of 21.81%, reflecting a market where many workers and seasonal residents rent.
The median home value is $674,400, more than three times the Florida median of $213,800 and nearly four times the national median of $173,750. One bright spot for owners is the tax rate: the median property tax rate is 0.58%, below the state rate of 0.75% and the national rate of 0.74%. Even so, the very high values mean the dollar amount of a typical tax bill can still be substantial.
Median household income is $75,455, above both the Florida median of $63,213 and the national median of $65,108. Incomes are strong, yet the cost of housing is so high that affordability remains a challenge for many local households.
The unemployment rate is 1.79%, well under the state rate of 2.61% and the national rate of 2.87%, which points to a tight labor market. Overall, the figures describe a high-priced, high-income county with low unemployment, a lower-than-average tax rate, and a sizable rental population.
Median Rent
Median Property Tax Rate
Median Home Value
Median Income
Unemployment Rate
Renter Occupied Housing
Property Records, Assessments, and Valuations in Monroe
Monroe County property records cover tax assessments, recorded deeds and mortgages, property valuations, and foreclosure filings. The county has 88,789 total parcels, including 49,719 residential and 3,723 commercial parcels, and tax records cover 66.66% of the population for the 2024 assessment year. Recorded documents include 210,474 deeds and 126,166 mortgages, and valuation data is available for 36,775 properties.
| Key Data | Details |
|---|---|
| Total Parcels | 88,789 |
| Residential Parcels | 49,719 |
| Commercial Parcels | 3,723 |
| Tax Record Coverage | 66.66% |
| Assessment Year | 2024 |
| Deed Records | 210,474 |
| Mortgage Records | 126,166 |
| Properties with Valuation Data | 36,775 |
| Latest Valuation Update | August 19, 2025 |
| Notice of Sale Records | 2,526 |
Assignment and Release Records
Assignment and release records follow a mortgage after it is recorded. An assignment shows that a mortgage was transferred from one lender or loan holder to another, and a release shows that the loan was satisfied and the lien cleared from the property.
Monroe County has 122,290 assignment and release records. They include 21,595 assignment documents recorded from January 3, 2005, through August 29, 2025, and 100,449 release documents recorded from January 3, 2005, through September 2, 2025, plus 246 other documents.
For property research, these records help show who holds a loan on a property and whether earlier mortgages were paid off. Buyers, owners, and title researchers can use them to follow a mortgage as it moved between lenders and confirm that past loans were released before a sale or refinance. In a market with high property values, such as the Keys, confirming a clear lien history is especially valuable before closing.
How to Search Monroe County, FL Property Records
Monroe County's recorded property documents are kept by the Clerk of the Circuit Court in Key West, which holds the deeds, mortgages, liens, and other instruments connected to the county's 88,789 parcels. Assessment and tax information is handled by other county offices.
To look up parcel ownership and assessed values, use the Monroe County Property Appraiser website. For tax bills and payments, visit the Monroe County Tax Collector, which offers online payment and general office help at 305-295-5000.
Recorded documents such as deeds and mortgages are searched through the Monroe County official records search. The Monroe County Clerk website has more on the office's services, and its forms page lists forms for recording. The Recorder's Office is at 500 Whitehead Street, Key West, and is open Monday through Friday, 8:30 AM to 5:00 PM. Call 305-295-3177 for assistance.
Begin with a property address, owner name, or parcel number. Enter what you have, review the matching results, and open the record that fits. Searching by name and date range in the official records is the quickest way to trace deeds and loans, and the office can help if something does not appear online. Keep the property's legal description handy, since it can help distinguish similar names.
Monroe Registrar of Deeds
The Monroe County Probate Office is located at 500 Whitehead Street, Key West, FL, 33040 and can be reached at 305-295-3177. Office hours are Monday-Friday 8:30 AM – 5:00 PM. Records can be accessed through or.monroe-clerk.com or the official website monroe-clerk.com.
Monroe County Recorder Office
Monroe County Property Records FAQ
How can I search Monroe County property records by address?
Use the search tools on the Monroe County Property Appraiser website and enter the property's street address to find the parcel and its assessment details. If the address returns nothing, try a shorter version or a parcel number. For documents tied to the property, use the Clerk's official records search with the owner's name.
How can I find property owners in Monroe County?
Ownership details are available through the Monroe County Property Appraiser records. To see how ownership was transferred, search the recorded deeds in the Monroe County official records by name and date. Deed records in the county go back to January 1, 1989.
How can I check a property's assessed value in Monroe County?
Assessed values come from the Monroe County Property Appraiser. Look up the parcel on the Property Appraiser website to review its value, and note that the county's tax records currently reflect the 2024 assessment year. Contact the office directly for questions about how a value was set or how to request a review.
Where can I find Monroe County property tax bills and payment records?
Property tax bills are collected by the Monroe County Tax Collector, which offers online payment and information on due dates. Taxes become payable each November 1 and are delinquent as of April 1. For help with a bill or payment history, call the office at 305-295-5000.
How can I find deeds and other recorded documents in Monroe County?
Deeds, mortgages, and other recorded documents are held by the Monroe County Clerk. Search them online through the official records search, or contact the Recorder's Office at 500 Whitehead Street, Key West, at 305-295-3177. The office is open Monday through Friday, 8:30 AM to 5:00 PM.
Where can I access Monroe County parcel maps and GIS information?
Start with the Monroe County Property Appraiser website, which publishes parcel information and is the main source for property mapping in the county. Maps are meant for reference and are not a legal survey. For boundary questions, ask the Property Appraiser's office or consult a licensed surveyor.
How can I check permits and zoning information in Monroe County?
Permits and zoning in the Keys are handled by the county's building and planning departments or by the city where the property is located, such as Key West. Use the Property Appraiser record to confirm a parcel's location, then contact the appropriate local building department before starting any work.
How can I create a list of property owners in Monroe County?
The county's online tools are designed for looking up one property at a time. For a list of owners across many parcels, contact the Monroe County Property Appraiser to ask what data is available. For copies of recorded documents, call the Clerk's Recorder Office at 305-295-3177.