Towns County, GA Property Records
Property records in Towns County, Georgia, describe land and buildings in the mountain county centered on Hiawassee, including who owns each parcel and how it is valued. They generally include owner names, parcel numbers, acreage, assessed values, and the deeds and plats recorded locally. They are useful for confirming ownership, researching a lot before buying, and reviewing exemptions, conservation use, or an assessment appeal.
The Towns County Tax Assessors Office, at 48 River St., Suite G in Hiawassee, sets values and offers an official property records search based on the most current published digest. For tax bills, contact the Towns County Tax Commissioner, and for recorded deeds, contact the Towns County Clerk of Superior Court.
Towns County, GA Property Records & Statistics
Towns County has a median rent of $791.50, a little below the Georgia median of $818 and the national median of $840.25. Only 19.34% of occupied homes are renter-occupied, lower than the state share of 25.74% and the national share of 21.81%, so most households own their homes.
Home values are where the county stands out. The median home value is $274,550, nearly double the state figure of $140,550 and well above the national figure of $173,750. At the same time, the median property tax rate is only 0.4%, less than half of Georgia's 0.9% and below the national 0.74%, which keeps annual tax bills manageable for owners.
The median household income is $57,150, above the state's $53,094 but below the national $65,108. Unemployment is 2.25%, lower than the state rate of 2.91% and the national rate of 2.87%.
Taken together, the figures describe a high-value, owner-dominated housing market with low tax rates, incomes above the state median, and low unemployment, while rents stay close to state levels.
Median Rent
Median Property Tax Rate
Median Home Value
Median Income
Unemployment Rate
Renter Occupied Housing
Property Records, Assessments, and Valuations in Towns
Towns County property records cover tax assessments, recorded deeds and mortgages, valuation data, and foreclosure filings. The county has 14,688 total parcels, including 13,532 residential and 411 commercial parcels, and tax records cover 96.15% of the population for the 2024 assessment year. Recorded documents include 26,913 deeds and 14,612 mortgages, and valuation data is available for 8,084 properties.
| Key Data | Details |
|---|---|
| Total Parcels | 14,688 |
| Residential Parcels | 13,532 |
| Commercial Parcels | 411 |
| Tax Record Coverage | 96.15% |
| Assessment Year | 2024 |
| Deed Records | 26,913 |
| Mortgage Records | 14,612 |
| Properties with Valuation Data | 8,084 |
| Latest Valuation Update | August 19, 2025 |
| Notice of Trustee Sale Records | 2,212 |
Assignment and Release Records
Assignment and release records trace a mortgage after it is recorded. An assignment shows the loan was transferred from one lender to another, and a release shows it was paid off and the lien removed.
Towns County has 18,237 assignment and release records. They include 1,877 assignment documents recorded from January 3, 2005, to January 10, 2023, and 16,342 release documents recorded from January 3, 2005, to August 19, 2025, plus 18 other documents.
For property research, these records help confirm that earlier mortgages were released, show which lenders held a loan, and flag liens that may still be open before a sale or refinance.
How to Search Towns County, GA Property Records
Towns County property records are split between the assessment office, which keeps parcel, ownership, and value details for the county's 14,688 parcels, and the Clerk of Superior Court, which records deeds, mortgages, and other real estate documents.
The Towns County Clerk of Superior Court listing provides the office's official contact information. The clerk is at 48 River Street, Hiawassee, open Monday through Friday, 8:30 AM to 4:30 PM, at 706-896-2130. To look up recorded documents online, use the GSCCCA real estate records search, the statewide index of deeds, mortgages, and liens, and the GSCCCA filing page for forms.
Start with the property address, owner name, or parcel number. Select Towns County, enter the most complete details you have, and open the result that matches your property. For deeds, an owner name with a date range usually works best.
If a record does not appear online, call the clerk's office in Hiawassee to ask about older filings.
Towns Registrar of Deeds
Towns County Superior Court Clerk
Towns County Property Records FAQ
How can I search Towns County property records by address?
Contact the Towns County tax assessor's office in Hiawassee with the street address, and staff can find the parcel among the county's 14,688 parcels. For recorded documents, call the Clerk of Superior Court at 706-896-2130 or use the GSCCCA records search.
How can I find property owners in Towns County?
Owner names are part of assessment records, which the assessor's office can look up by address or parcel number. To follow ownership over time, search deeds in the GSCCCA records search. Towns County has 26,913 deed records from January 1, 2006, to August 15, 2025.
How can I check a property's assessed value in Towns County?
The county tax assessor sets assessed values, and current records reflect the 2024 assessment year, with the latest assessor update on February 24, 2025. Contact the assessor's office in Hiawassee with an address or parcel number to review a value, or to ask how to appeal an assessment notice.
Where can I find Towns County property tax bills and payment records?
Georgia property tax bills are issued and collected by the county tax commissioner. In Towns County, contact that office in Hiawassee to request a bill, confirm what is owed, or ask for payment history. Have the parcel number or owner name ready. The county's median property tax rate is 0.4%.
How can I find deeds and other recorded documents in Towns County?
The Towns County Clerk of Superior Court, at 48 River Street, Hiawassee, records deeds and other real estate documents Monday through Friday, 8:30 AM to 4:30 PM. See the clerk's listing or search the GSCCCA records search. Mortgage records run from January 3, 2006, to August 14, 2025.
Where can I access Towns County parcel maps and GIS information?
Parcel and tax map information for Towns County's 14,688 parcels is maintained by the tax assessor's office in Hiawassee. Ask staff for the map covering your property or whether an online viewer is offered. Parcel maps are a useful reference but do not replace a licensed survey, especially on mountain terrain.
How can I check permits and zoning information in Towns County?
Permits and zoning are handled by county government and the city involved, such as Hiawassee or Young Harris for properties inside city limits. Call the county offices to ask whether your project needs a building permit or zoning review, and check with the municipality for any property within a town boundary.
How can I create a list of property owners in Towns County?
County records are organized parcel by parcel, so there is no ready-made owner list online. For a few properties, look each up with the assessor's office and confirm transfers in the GSCCCA records search. For a larger list, ask the assessor's office what bulk data it can provide.