Saginaw County, MI Property Records
Property records in Saginaw, Michigan document important details about real estate within the city and county, including ownership history, legal descriptions, parcel information, assessed values, property tax data, deeds, mortgages, liens, and transfers. These records are useful for homebuyers, sellers, real estate professionals, attorneys, researchers, and residents who need to verify ownership, review property boundaries, estimate tax obligations, or examine the history of a parcel.
Official Saginaw property records are maintained by local government offices, including the Saginaw County Register of Deeds for recorded documents and local assessing or treasurer offices for assessment and tax information. Users can begin with the county’s official government resources for Saginaw property records to learn how to search, request copies, or access recorded real estate documents.
Saginaw County, MI Property Records & Statistics
Saginaw County has a median rent of $867, slightly above the Michigan median of $850 and the national median of $840.25. The median home value is $143,200, a little below the state figure of $147,900 and well under the national figure of $173,750. Renter-occupied housing accounts for 13.82% of occupied homes, just under the state share of 14.56% and far below the national share of 21.81%, so most households own their homes.
Property taxes are a notable cost here. The county's median property tax rate is 1.51%, higher than the Michigan rate of 1.13% and about double the national rate of 0.74%. Homeowners on modestly priced properties still face a relatively heavy tax burden compared with the rest of the country.
The median household income is $61,651, above the state figure of $59,874 and below the national figure of $65,108. The unemployment rate is 3.43%, higher than both the state rate of 2.94% and the national rate of 2.87%, which suggests a somewhat softer job market than average.
Overall, Saginaw County pairs moderate home values and rents with above-average property taxes, incomes that sit between the state and national levels, and unemployment above both benchmarks.
Median Rent
Median Property Tax Rate
Median Home Value
Median Income
Unemployment Rate
Renter Occupied Housing
Property Records, Assessments, and Valuations in Saginaw
Saginaw County property records cover tax assessments, recorded deeds and mortgages, valuations and foreclosure filings. The county has 97,442 total parcels, including 82,710 residential and 7,234 commercial parcels, with tax records covering 92.94% of the population for the 2025 assessment year. Recorded documents include 198,281 deeds and 98,260 mortgages, and valuation data is available for 66,479 properties.
| Key Data | Details |
|---|---|
| Total Parcels | 97,442 |
| Residential Parcels | 82,710 |
| Commercial Parcels | 7,234 |
| Tax Record Coverage | 92.94% |
| Assessment Year | 2025 |
| Deed Records | 198,281 |
| Mortgage Records | 98,260 |
| Properties with Valuation Data | 66,479 |
| Latest Valuation Update | August 19, 2025 |
| Notice of Trustee Sale Records | 16,944 |
Assignment and Release Records
Assignment and release records track what happens to a mortgage after it is recorded. An assignment shows that a mortgage was transferred from one lender or loan holder to another, while a release shows that a mortgage was satisfied and the lien removed.
Saginaw County has 65,426 assignment and release records available for research. They include 9,860 assignment documents and 55,537 release documents, along with 29 other documents, recorded from January 3, 2005, through August 29, 2025.
Buyers, owners and researchers can use these records to see who holds a mortgage on a property, follow a loan as it moved between lenders, and confirm that earlier loans were released. They are especially useful before a sale or refinance, when any open mortgage needs to be identified and resolved.
How to Search Saginaw County, MI Property Records
Saginaw County property records are maintained by the Saginaw County Register of Deeds, at 111 S. Michigan Avenue in Saginaw. The office is open Monday through Friday, 8:00 AM to 4:45 PM, and can be reached at 989-790-5270.
For online research, the Saginaw County official records search lets you look up recorded documents such as deeds and mortgages. Results can show the parties to a transaction, document types and recording dates, which helps you confirm ownership and trace a property's history. County records include deeds and mortgages recorded from January 2, 2001 forward.
Professionals who file documents electronically can review the Saginaw County eRecording options for submission details.
To search, start with the owner's name, a property description or a known document type. Enter as much detail as you have, narrow the date range, and open the record that matches. For certified copies or help with a difficult search, contact the Register of Deeds directly.
Saginaw Registrar of Deeds
The Saginaw County Probate Office is located at 111 S. Michigan Avenue, Saginaw, MI, 48602 and can be reached at 989-790-5270. Office hours are Monday-Friday 8:00 AM – 4:45 PM. Records can be accessed through tapestry.fidlar.com or the official website saginawcounty.com.
Saginaw County Register of Deeds
Saginaw County Property Records FAQ
How can I search Saginaw County property records by address?
Use the Saginaw County official records search to look for recorded documents tied to a property. If an address search is not productive, try the owner's name or a legal description. The Register of Deeds at 989-790-5270 can also help you find a specific parcel.
How can I find property owners in Saginaw County?
Recorded deeds identify owners. Search the official records search by name or property details and open the most recent deed for the parcel. You can also visit the Register of Deeds at 111 S. Michigan Avenue in Saginaw for help.
How can I check a property's assessed value in Saginaw County?
Saginaw County's tax records reflect the 2025 assessment year, with the most recent assessor update on September 8, 2025. Assessments are set by local assessing offices, so call the Register of Deeds at 989-790-5270 and staff can direct you to the right one for your property.
Where can I find Saginaw County property tax bills and payment records?
Property tax bills come from the local treasurer for the city or township where the parcel is located, not from the Register of Deeds. Call 989-790-5270, Monday through Friday from 8:00 AM to 4:45 PM, and staff can tell you which treasurer to contact.
How can I find deeds and other recorded documents in Saginaw County?
Deeds, mortgages and other recorded documents can be searched online in the Saginaw County official records search, with records going back to January 2, 2001. Copies can also be requested in person at the Register of Deeds, 111 S. Michigan Avenue, Saginaw.
Where can I access Saginaw County parcel maps and GIS information?
Parcel maps and GIS layers are maintained by other county or local offices rather than the Register of Deeds. Call 989-790-5270 for direction to the right department. Recorded plats and legal descriptions that describe parcel boundaries are available in the official records search.
How can I check permits and zoning information in Saginaw County?
Permits and zoning are usually handled by the city or township where the property is located. The Register of Deeds does not issue permits, but staff at 989-790-5270 can help you work out which local office to call. Recorded easements and restrictions appear in a property's recorded documents.
How can I create a list of property owners in Saginaw County?
Review recorded deeds in the official records search to compile owner names for a street or neighborhood. For bulk requests, contact the Saginaw County Register of Deeds at 989-790-5270 to ask about copies and fees.